MyFICO promo code - July 2025 - Picodi USA

myFICO - general information

myFICO is the official consumer division of FICO, offering a range of credit monitoring and identity theft protection services. The FICO Score, created by the Fair Isaac Corporation (FICO), is the most widely used credit score in lending decisions, and myFICO provides consumers access to the actual scores that are used by lenders.

Products and Services:

• Free Plan which includes:
  • 1-bureau (Equifax) coverage with updates every month
  • FICO Scores for mortgages, auto loans, and more
  • Equifax credit reports with score and credit monitoring
  • $1 million identity theft insurance with 24x7 identity restoration assistance
  • Free with no credit card required for monthly updates


• Basic Plan features:
  • 1-bureau (Experian) coverage with monthly updates
  • Score and credit monitoring with identity theft insurance and restoration
  • Charged at $19.95 per month


• Advanced Plan offers:
  • Complete 3-bureau coverage with updates every 3 months
  • Inclusive of identity monitoring with other listed features
  • Priced at $29.95 per month


• Premier Plan includes:
  • 3-bureau coverage with monthly updates
  • Comprehensive identity monitoring along with all Basic and Advanced Plan offerings
  • Monthly charge of $39.95

Benefits of Using myFICO:

• Compare FICO Scores and credit reports from all three credit bureaus
• Access the specific FICO Scores used for mortgages, auto loans, and credit cards
• Bank-level security to protect users' data with 128-bit encryption

Additional Features:

• Proactive credit report monitoring and alerting for changes
• Score change alerts to stay informed of credit score shifts
• US-based customer support available for assistance

User Feedback:

1. Customers rate myFICO highly, with an average of 4.8 out of 5 stars based on over 22,700 reviews on the App Store.
2. Users appreciate the comprehensive view of their credit scores and the valuable information available on the forums.
3. Testimonials highlight the accuracy and usefulness of the credit scores provided when compared to lending institution scores.

Security and Peace of Mind:

• Reviewing credit with myFICO does not affect FICO Scores.
• Subscribers are covered by a $1 million identity theft insurance policy.
• The service offers 24x7 credit monitoring and identity restoration support.

For detailed terms, conditions, and exclusions of coverage, users are encouraged to review the Summary of Benefits and learn more about the specific services and limitations.

myFICO promo codes - what types are there?

Shoppers looking for ways to save at myFICO have various options to consider. myFICO frequently offers a range of promo codes to help consumers manage their finances more smartly. One of the current promotions includes the myFICO Premier Plan, which customers can get for $39.95 per month without the need for a promo code myFICO.

In addition to the Premier Plan, the myFICO Advanced plan is another popular option, with an ongoing promotion priced at $29.95 per month. For those requiring one-time services, myFICO offers one-time credit reports starting at $19.99, ensuring that even without promo codes, clients can receive value for their money.

Moreover, those looking for basic credit monitoring might find the myFICO Basic Plan quite appealing. At $19.95, it includes credit monitoring and identity theft restoration among other benefits. Again, no promo code myFICO is necessary to enjoy this offer.

At times, myFICO also provides its customers with complimentary services like the myFICO APP, which can be downloaded for free. This enables users to keep track of their credit information and receive updates directly on their mobile devices.

It's important to note that while some promotions have expired, such as the myFICO Boxing Day and Cyber Monday deals, customers should stay alert for upcoming specials and possible future promo codes.

The ease of shopping and applying these offers at myFICO makes it a preferred choice for many looking to stay on top of their credit scores. Even in the absence of promo codes, myFICO ensures that customers can access crucial credit information affordably.