Western Union promo code - December 2025 - Picodi Canada

General information about Western Union

Western Union – a leader in international money transfer services. Western Union offers a variety of methods to send and receive money around the globe. With services tailored to suit customer needs, moving funds is convenient, fast, and secure.

• Send Money Online: Sign up to create a profile for free and use online money transfer services.
• Send with App: Transfer money 24/7 on the go or start a transfer on the app and finish in-store.
• Send In Person: Visit one of the thousands of agent locations across Canada to send money in person.

Customers can send money directly to bank accounts worldwide or opt for cash pickup at a local agent location. There's also the option to use the mobile wallet service, providing a fast and convenient way to transfer funds to a receiver's mobile phone.

With a commitment to ease and convenience, security, and a vast international reach, Western Union is a trusted name for financial transactions. They move money to over 200 countries and territories, ensuring that global connections stay strong.

Blog Articles provide insights on financial topics and advancements in the field, including how Western Union is innovating amidst the global COVID-19 crisis.

The platform is not just for individual customers; enterprise solutions are also available for financial institutions requiring cross-border payment services. As money transfer needs evolve, Western Union continues to be at the forefront of innovation and customer service.

For any additional support or queries, Western Union provides extensive customer care and fraud awareness resources, ensuring that users have the guidance and protection they need while managing their finances.

Complaints and returns in Western Union

ADMINISTRATION CHARGE: Transactions not picked up or canceled by the sender within one year of the send date will be assessed a non-refundable administration charge of up to fifty cents (CAD) per month from the send date, not to exceed forty-two dollars (CAD). The charge will be deducted from the amount sent. All administration charges include applicable taxes - 5% GST, 9.975% QST, or 13% HST - depending on the province from where the money transfer originated.

REFUNDS: Two types of refunds are outlined in the terms:

• PRINCIPAL REFUNDS and cancellation of the money transfer will be made if payment has not been made when Western Union processes the written request from the sender. If the Receiver rejects the funds or if the sender requests a refund, Western Union may charge a fee to refund the principal amount back to the sender.
• TRANSFER FEE REFUNDS may be made if funds are not available within the specified timeframe. Qualifying refunds will be processed within 45 days of receipt of a valid written request from the sender.

RESOLUTION OF DISPUTES: Except for transactions originating from Quebec, or where otherwise prohibited by applicable law, any dispute arising from or relating to the transaction shall be resolved by final and binding arbitration. The arbitration will be administered by National Arbitration and Mediation (“NAM”) under its Comprehensive Dispute Resolution Rules and Procedures. Senders are responsible for up to $125 CAD of the administration fees. Western Union may reduce this amount if the sender demonstrates hardship. Class actions or arbitrations are not permitted, and if any part of this arbitration provision is found to be invalid, it shall not invalidate the other parts.

LIMITATIONS OF LIABILITY: Western Union's liability is limited as follows:

• To the sum of $500 (CAD), beyond refunding the transaction amount and transfer fees, except for transactions originating from Quebec or where otherwise prohibited by law.
• Western Union and its agents will not be liable for indirect, special, incidental, consequential, exemplary, or punitive damages, or the like.

CURRENCY EXCHANGE, INTERNATIONAL SERVICES: Currency conversion rates will apply to the transaction. The rate provided by Western Union for converting Canadian currency to foreign currency may differ from the rate received by Western Union. Any difference between the rates will be kept by Western Union and its agents, in addition to the transfer fees.

IDENTITY AND LOCATION VERIFICATION: Western Union is authorized to request mobile carrier assistance to use sender's mobile subscriber details for verifying their identity. This information may include name, billing address, email, phone number, and location information, if available.

GENERAL: The Agreement cannot be modified orally and is governed by Ontario law, without regard to conflicts of law rules. If the transaction is from Quebec, the laws of Quebec will apply.

PRIVACY: Western Union and its agents collect personal information to process transactions and may disclose this information as outlined in the Western Union Financial Services (Canada), Inc. Privacy Statement.

For additional information regarding complaints and refunds, Western Union provides the following contact details:

Western Union promo codes - what types are there?

If you are looking to save money on international money transfers, Western Union promo code has a variety of options and offers to help you get more for your dollar. Currently, Western Union promo code customers can enjoy a range of promo codes that can reduce the cost of sending money both domestically and internationally.

It's important to note that promo codes change regularly, so it's wise to check back frequently or sign up for notifications to stay up-to-date with the latest offers from Western Union promo code.

• • $0 Fee On Cash Transfers: There are promo codes that allow you to send cash transfers to bank accounts without incurring any fees, making sending money to loved ones more affordable.
  • Reduced Fees for Domestic Transfers: You can send CA$500 with a fee as low as CA$5 when choosing cash pickup, thanks to current promo codes available at Western Union.
  • Western Union Rewards: By utilizing promo codes as part of the My WU Rewards Program, you can earn points with every transaction, leading to even more savings.
  • Mobile App Deals: With the Western Union mobile app, customers have access to exclusive promo codes, streamlining the process and often providing additional discounts.
  • 5-Business-Day Transfer Savings: promo codes are also applicable for 5-business-day transfers, allowing you to send up to 7,500 CAD with reduced fees.