Wise code – September 2026 – Picodi USA

Wise international money transfer and multi-currency account for US customers (wise.com)

Wise international money transfer services help US customers send, receive and manage money across borders with transparent pricing and real exchange rates. The Wise platform provides a multi-currency account, international payment solutions and a debit card designed for individuals, freelancers and businesses that need efficient global banking alternatives. Users can hold and convert multiple currencies, receive payments internationally and reduce costs compared with many traditional bank transfer services.

Wise money transfer, multi-currency account and debit card features

Wise offers digital financial tools designed for everyday international payments and global money management.

• International money transfers supporting transfers between the US and many global destinations.


• Wise Account allowing customers to hold and convert multiple currencies from one platform.


• Wise debit card for spending abroad and managing international purchases.


• Local account details in selected currencies for receiving payments like a local customer.


• Currency conversion using the mid-market exchange rate with upfront fee information.


• Wise Business account for companies, freelancers and online sellers managing international payments.


• Batch payment tools and payment management features for eligible business users.

Wise transparent pricing and global payment technology

Wise was created to simplify international banking by focusing on transparent exchange rates and lower-cost cross-border payments. Unlike traditional banks that may include hidden exchange rate markups, Wise shows transfer fees before payment confirmation and uses the mid-market exchange rate for currency conversion. Its global payment infrastructure connects local banking systems, helping users move money internationally without relying on expensive traditional transfer methods.

Wise international banking alternative for travellers, freelancers and businesses

Wise is designed for people who regularly deal with multiple currencies, including international travellers, remote workers, expatriates, freelancers and ecommerce businesses. Compared with standard bank accounts, Wise provides faster digital access to international payment features without requiring customers to maintain separate currency accounts in different countries. Businesses can also use Wise Business tools to simplify payments to international suppliers, contractors and teams.

Wise discount codes and money transfer promotions

Wise operates as a digital financial platform where customers create accounts and pay fees based on their selected transfer or currency conversion services. Promotional offers may include referral bonuses or special campaigns depending on availability and eligibility. Picodi.com collects current Wise discount codes, promotional offers and verified deals in one place, helping US customers check available savings and benefits before using international money transfer services.

Wise payments, account support and customer service options

Wise provides fully digital account management with online registration, identity verification and payment processing. Customers can fund transfers using available payment methods such as bank transfers and eligible card payments, depending on location and service availability. Transfer times vary based on currencies, payment methods and banking networks, with some transfers completed quickly while others require additional processing time. Customer support is available through digital help channels, while account security features help protect payments and personal information.

FAQ about Wise international money transfers

Can Wise be used to receive international payments?

Yes. Wise provides account details for selected currencies, allowing eligible users to receive payments from supported regions and send funds between different currencies.

Does Wise use traditional bank exchange rates?

No. Wise uses the mid-market exchange rate for currency conversion and displays applicable fees before users complete a transaction.

Is Wise suitable for freelancers working with international clients?

Yes. Freelancers can use Wise to receive money internationally, manage multiple currencies and reduce the complexity of cross-border payments.

Can businesses use Wise for international payments?

Yes. Wise Business provides tools designed for companies that need to pay suppliers, contractors and employees in different countries.